Mobile payment method, system and device using home shopping
US9953322B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Oct 11, 2012 |
| Grant date | Apr 24, 2018 |
| Priority date | — |
| Expiry date | Jul 6, 2033 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/385
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The present embodiment relates to a mobile payment method, system and device using home shopping, wherein OTP (One Time Password) information is verified through a telephone conversation with an agent, ARS or a webpage, depending on the method for purchasing the specific merchandise chosen by the user in the process of executing a mobile payment using home shopping, and electronic payment is executed more rapidly and securely thereby. The present embodiment also relates to a mobile payment method, system and device adapted for transmission using an applicable payment device, without need for direct user input of OTP (One Time Password) information based on payment-means information chosen by the user in the process of executing a mobile payment using a terminal, and adapted to allow the execution of more secure payments through verification in accordance with the selected payment means.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.