Systems and methods for projecting and managing cash-in flow for financial accounts

US9965808B1 · kind B1 · utility

Assignee

• The PNC Financial Services Group, Inc. · US

Inventors

• Thomas Kunz · Pittsburgh, US
• Michael Golden · Pittsburgh, US
• Michael Kirch · New York, US
• Darcel Steber · Erie, US
• Janet Hoyt · McMurray, US
• Peter Bird · Ann Arbor, US
• Francisca Barros · Brookline, US
• Daniel DeRuntz
• Islam Elsedoudi · Cambridge, US
• Anna Engström · Brookline, US
• Michelle Kwasny · Cambridge, US
• Scott Mackie · North East, US
• Stacey McCullough · Arlington, US
• Pierre-Alexandre Poirier · Saint-Eustache, CA
• Todd Vanderlin · Cambridge, US
• Colin Raney · Lexington, US

Key dates

• Filing date: Dec 6, 2013
• Grant date: May 8, 2018
• Expiry date: Dec 6, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/12
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods are disclosed for managing cash in transactions for an entity's accounts. In an embodiment, a system comprises a processor configured to render an interactive graphical user interface (GUI) for a cash in center on a display device. The GUI includes plurality of selectable, actionable user interface (UI) elements. The cash in center displays past, unconfirmed and ‘confirmed’ Cash in transactions, which can be edited, deleted, and scheduled (or re-scheduled) by selecting UI elements. A UI element is selectable to add new customers and new Cash in transactions. In embodiments, methods employ the Cash in center to add, edit, project, and delete Cash in transactions such as incoming transfers, credits, customer payments, and receivables. The methods and system also enable entities to place Cash In transaction in a confirmed status to indicate that an incoming customer payment, credit, or transfer is being processed.