Mobile wireless financial instrument for automatically selecting a payment instrument
US9972002B2 · kind B2 · utility
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52Claims
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Inventor
Key dates
| Filing date | Jan 15, 2014 |
| Grant date | May 15, 2018 |
| Priority date | — |
| Expiry date | Mar 22, 2034 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/327
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The specification and drawing figures describe and illustrate a point-of-sale payment system. The point-of-sale payment system includes a mobile wireless communications instrument having at least one data processor. The data processor is capable of automatically selecting a payment instrument for transmitting a payment sum across a mobile wireless communications network and, if necessary, a credit network. The point-of-sale payment system may also include a data transmission subsystem for receipt, storage, processing, and transmittal of data across the wireless communications network and/or the data transmission subsystem.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.