Mobile payment systems and mobile payment methods thereof
US10872327B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Oct 20, 2015 |
| Grant date | Dec 22, 2020 |
| Priority date | — |
| Expiry date | Jan 7, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/3829
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Mobile payment systems and associated mobile payment methods are disclosed. A mobile payment system may include a wearable device and a mobile device wirelessly connected to the wearable device. The mobile device may transmit a payment instruction to the wearable device, which may verify whether the user's identity information is correct according to the payment instruction. If the user's identity information is correct, the wearable device may generate a payment-permitted instruction and encrypt the payment-permitted instruction by a secret key. The wearable device may transmit the encrypted payment-permitted instruction to the mobile device, which may perform decryption on the encrypted payment-permitted instruction, if the mobile device can correctly decrypt the encrypted payment-permitted instruction, the mobile device can make a payment. Thus, the present disclosure can improve the security of the payment information in mobile payment.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.