Patent · US Active

Event based authentication

US11017404B1 · kind B1 · utility

1Cited by

10References

25Claims

0Family size

Assignee

Wells Fargo Bank, N.A. · US

Inventors

Michael Chang · Millbrae, US
John Chuprevich · Davidson, US
Kevin R. Cieslak · Novato, US
Christopher P. Clausen · Novato, US
Jeffrey A. Cornman · San Francisco, US
Samuel Downing · Oakland, US
Bryan D. Hall · Charlotte, US
Julio Jiron · San Bruno, US
Bryan Kroll · San Mateo, US
Samuel Martin · San Francisco, US
Traci Nguyen · San Francisco, US
Virginia Randle · Tega Cay, US
Priyamvada Singh · San Francisco, US
Darrell L. Suen · San Ramon, US
Kenneth L. Wright · Austin, US

Key dates

Filing date	Nov 15, 2016
Grant date	May 25, 2021
Priority date	—
Expiry date	Jul 20, 2039

Classification

Technology area (CPC G)Physics
CPC primaryG06Q20/4014
WIPO fieldComputer technology
WIPO sectorElectrical engineering

Abstract

Methods and systems of authenticating a user based on an event, such as a natural disaster, a gathering of people, and mass activities of people. The method comprises recognizing, by a financial institution computing system, an event; receiving, by the financial institution computing system, a transaction request of a user; determining, by the financial institution computing system, that the user is associated with the recognized event; adjusting, by the financial institution computing system, authentication rules for the user; and processing, by the financial institution computing system, the transaction request for the user based on the adjusted authentication rules.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.