System and method to identify user and device behavior abnormalities to continuously measure transaction risk
US11455641B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Jan 1, 2021 |
| Grant date | Sep 27, 2022 |
| Priority date | — |
| Expiry date | Jan 1, 2041 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/0861
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
Aspects of the disclosure provide techniques for using behavior based information for providing and restricting access to a secure website, or computer network and its assets to a user. Components of the system may include the following. Client remote computing device, network and browser unique attribute data collection and fingerprinting. Method for capturing user habits and fingerprinting with ability to detect abnormalities through AIML using mobile and wearable device applications. System for detection of normality of user behavior based on habits, and cyber transactions, device access and determining a confidence score associated with each transaction. Method for calculating individual transaction risk based on contextual factors such as user behavior, device, browser and the network traffic and request for authentication by account owner when risk greater than allowed threshold. Method and system to identify user device, browser, and behavior unique attributes, storing and later matching to infer change upon consequent transactions and measuring transaction risk through a search and match against classified set of static and dynamic attributes using a user, browser traffic, …
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.