Scorecard models with measured variable interactions
US9367520B2 · kind B2 · utility
19Cited by
1References
20Claims
0Family size
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Key dates
| Filing date | Dec 20, 2012 |
| Grant date | Jun 14, 2016 |
| Priority date | — |
| Expiry date | Oct 12, 2034 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06F17/18
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
Data is received that characterizes a transaction and includes a plurality of values corresponding to variables. Thereafter, a score is determined for the transaction based on the received data and using a scoring model. The scoring model only uses variables pairs having a divergence residual above a pre-defined threshold. Thereafter, data is provided that characterizes the determined score. Related apparatus, systems, techniques and computer program products are also described.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.